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Add the hot water to a medium mixing bowl. Dissolve the instant coffee in the water. Add the chocolate and coconut oil to the bowl.
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Microwave the bowl on high for 60 seconds. Let the chocolate mixture sit for a few seconds so the chocolate has a chance to melt. Using a rubber spatula, mix all the ingredients together until smooth and loose like syrup.
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Store at room temperature until ready to serve.
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Note: Sometimes, depending on the chocolate you use, this recipe can be a bit touchy. So, if the sauce is too thick, add a little more coconut oil to loosen it up. The recipe will still work.