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In a large mixing bowl, combine diced jalapeno, cilantro, lime juice, salt, pepper, ½ a cup of shredded mozzarella, and ground turkey. Use your hands to mix together or a rubber spatula if you prefer.
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Fold in the cold cream cheese cubes. Use your hands to form four equal patties. Be sure to press some of the cream cheese into the center of the patty. Place the patties on a plate off to the side.
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Heat the olive oil in a large skillet over medium heat for a minute. Add the turkey burgers and cook for about five minutes on each side.
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Reduce heat to low, top each of the burgers with a bit of the remaining mozzarella, cover with a lid. Cook until the cheese melts, about two minutes.
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Serve each turkey burger on a bun. Add some crisp bacon if you really want to take this a step further. Turkey burgers will last, wrapped in foil in the refrigerator for three days.